Get your kiddos off to a good start with their first savings account. Visit your local branch to get started today.

Rates

Calculator

Key Features

  • Available to Ages 17 and Younger1
  • Competitive Interest2
  • No Monthly Service Fee
  • Free Digital Banking
  • Available to kids and teens through age 171
  • Competitive interest on entire balance2
  • Receive up to $10 per year with a YoungSaver Premium Credit3
  • No monthly service fee
  • No minimum balance requirements
  • Establishes the importance and know-how of saving money at an early age
  • Relatives can make deposits for birthdays, holidays, and other important life events
  • Free digital banking, including:4
    • Online banking
    • Mobile banking
    • eStatements
  • Free telephone banking available
  • $1 minimum deposit to open

Learn about our checking account options for students. 

Learn about topics, strategies, and best practices for having family conversations about money. Get this free financial literacy training and more at Community Compass.

1Account is intended for individuals age 17 and under. One Kids Club account is permitted per person (social security number or tax identification number). If an account is closed, a new one with the same tax identification may not be opened until the next calendar year. Account will convert to a Local Savings Account when the account holder turns 18 years of age. 

2Contact your local deposit specialist for additional information and restrictions.

3You will receive a premium on the first business day of the new year. We pay a premium of $0.50 for each $5.00 increase in account balance with a maximum premium of $10.00 for each calendar year. The premium will be calculated by subtracting the account balance on the first business day of the year from the account balance on the last business day of the same year.

4Third party data and text messaging charges and/or internet services may apply. Please contact your provider for details.