Business Certificates of Deposit (CDs)

• Reach business savings goals with certainty
• Competitive, fixed rates
• Higher rates than standard savings
• Receive higher rates by selecting a longer term
• Provides more guarantee than other, more risky investments
• A wide range of terms available (from 1 month to 5 years)
• No setup or maintenance fees
• Early withdrawals subject to penalty
• $1,000 minimum deposit to open

When you started your business, you may have wondered where the money would come from. Now you don't know where to put it. Let us save you some trouble.

CDARS^® distributes funds over $250,000 into CDs across multiple FDIC-insured financial institutions. There's only one statement to review, one partnership to manage — all while you earn competitive interest.

• Interest above standard savings, which may compare favorably with other investment alternatives
• Greater security; multi-million dollar FDIC insurance coverage
• Convenience; everything is managed internally by Isabella Bank:
• One interest rate
• One regular statement
• One year-end tax form
• Flexible maturity periods available
• Helps support lending opportunities within your local community